Our approach to investing
Experience has taught us that discipline delivers the best investment results.
How we identify opportunities
Our focus is always on the end occupier – we seek real estate investments that are anchored by strong end-user demand, location, surrounding infrastructure, property type and amenities.
An investment thematic with a runway of many years where there are strong underlying fundamentals such as demographic drivers, suitable regulatory conditions, and large-scale deployment opportunities.
Once we identify a strong underlying thematic or sector, we then evaluate the relative value of the opportunity compared to other real asset opportunities as well as the liquidity in markets and cyclical factors.
Our experienced investment team analyses real estate opportunities from both debt and equity perspectives. Depending on market cycles, sector and geography, we shift between downside protection through credit investing and upside potential through equity investing.
Our investors trust our disciplined approach and track record. We scrutinise every transaction, selecting only those that meet our rigorous risk-return criteria.
How we manage risk
Risk is always an important consideration in our investment decisions. We have a three lines of defence framework – our investment team, risk & investment committee and internal & external audit – that ensures effective and efficient risk governance. We know that our investment due diligence process, which is underpinned by risk assessment, has helped build Qualitas’ industry-leading investing reputation in Australia.
Robust risk grading model
Average LTV of circa 65 per cent (as at 30 June 2024) in income credit strategies, fully secured first mortgage loans are typically supported by personal guarantees from borrowers.
Mostly short tenor in the current cycle
Flexibility for active loan management and potential for repricing and timely security revaluation.
Strong focus on borrower criteria
Formal client onboarding policy and direct borrower and partner relationship.
Diversification
By geography, types of loans and sectors within the CRE market.
ESG assessment
All new investments are assessed for sustainability features of the building/ development and the ESG performance of the borrower group.
Transaction screening process
1
All originated opportunities
2
Heads up paper to Investment Committee (IC)
3
Detailed due diligence, including ESG assessment
4
Formal IC
5
Bid/Offer
6
Why Qualitas?
- Proven track record across multiple market cycles
- Strong repeat relationships with trusted partners
- Dual perspective: we analyse investments from both debt and equity viewpoints
- Well-capitalised with institutional backing
- Transparent with robust risk management framework and institutional grade governance
Our leadership team
Disclaimer
This website contains general information only and does not take into account your investment objectives, financial situation or needs. Qualitas is not licensed to provide financial product advice in relation to Qualitas shares or any other financial products. This announcement does not constitute financial, tax or legal advice, nor is it an offer, invitation or recommendation to apply for or acquire a share in Qualitas or any other financial product. Before making an investment decision, readers should consider whether Qualitas is appropriate given your objectives, financial situation and needs. If you require advice that takes into account your personal circumstances, you should consult a licensed or authorised financial adviser. Past performance is not a reliable indicator of future performance.